Thinking of adding a family member to your home title in Ontario or Alberta? This guide explores the process, risks, and benefits through Jane’s story—a homeowner weighing the decision for her son. Learn about legal implications (joint tenancy vs. tenants in common), tax pitfalls (capital gains), and practical steps to make it happen. Discover why expert advice is key to avoiding surprises and ensuring your property stays protected.

In this insightful post, Reuven Gorsht explores the transformative power of AI agents in the real estate and mortgage industries. Drawing on a personal experience with an AI app that effortlessly booked a haircut, the article illustrates how similar technology can streamline the traditionally cumbersome tasks of scheduling, property searching, and mortgage approvals. It highlights key implications such as instant property and loan matching, AI-driven showings and pre-approvals, the digitization of local market expertise, and seamless transaction coordination. Ultimately, the post urges real estate agents and mortgage brokers to adapt by making their listings and financing options AI-friendly, allowing them to focus more on building relationships and offering expert guidance that AI simply can’t replace.

Rental prices in Canada have dropped to an 18-month low, offering a welcome pause after years of growth. This report breaks down the national numbers, dives into the differences between major regions (like Ontario and Alberta), and highlights emerging opportunities in both primary and secondary markets. Whether you’re looking for an apartment, condo, or shared accommodation, these insights help you navigate the shifting rental landscape.

Toronto’s Vacant Home Tax (VHT) deadline is April 30, 2025—and all homeowners must declare, even if their property is occupied! This guide breaks down how to file (it’s quick!), who qualifies for exemptions (renos, medical care, or new builds), and what happens if you miss the deadline (spoiler: 3% tax + fines). Stay informed, avoid surprises, and keep Toronto’s housing thriving!

President Trump’s 25% tariffs on Canada sparked fears of a trade war, higher construction costs, and a housing market slowdown. But after a 30-day pause, what’s next? We break down the scenarios: Recession Risks: Prolonged tariffs could tip Canada into a mild recession, spiking unemployment and freezing buyer demand. Mortgage Rates: Bond yields plunged, driving fixed rates lower (sub-4% deals already here!). Will the Bank of Canada cut rates further? Construction Chaos: Tariffs could add $1,000s to building costs, delaying projects and squeezing housing supply. Buy or Sell? If tariffs resume, prices may dip but rates could drop. If paused, stability returns.

The Canada Revenue Agency (CRA) is now facing legal challenges over its decision to implement a higher capital gains tax rate before it has been officially passed into law. Two separate court cases have been launched, arguing that the CRA’s enforcement of the increased tax rate is unconstitutional. At the center of these disputes is the capital gains inclusion rate, which determines how much of a person’s investment or property sale profits are subject to taxation.

Explore how the Bank of Canada’s anticipated rate cut and the looming threat of U.S. tariffs could shape the real estate market in 2025. Learn what these shifts mean for buyers, sellers, and real estate professionals.

This blog explores the potential ripple effects of U.S. President Donald Trump’s proposed tariffs on Canadian imports and how Canada’s likely retaliatory measures could impact the economy, inflation, interest rates, and the real estate market. It delves into the interconnected challenges of rising costs, potential interest rate hikes, and slowed economic growth, highlighting how these factors could strain Canadian households, banks, and the housing sector.