01.
Close your transaction virtually.
The safe, paperless, and easy way to close your Real Estate or Mortgage transaction.
Close your Real Estate or Mortgage transaction in four easy steps.
Upload your documents
02.
Attend a Video Signing
03.
Electronically Transfer Funds
04.
Pick Up or Leave Keys at the Property
No Drama. No 9 to 5 office hours.
Just a great closing experience
No paper, no fuss. Made for the 21st Century.
Upload your documents
Securely upload your documents and complete our 5-minute questionnaire.
Attend Video Signing
We’ll schedule a video signing meeting with you at a convenient time. All you need is a computer or tablet with a webcam, an internet connection and a mobile phone. It’s super simple.
Electronically Transfer Funds
On a purchase we will provide you with our bank account information and ask that you direct deposit the funds into our account. On a sale we will wire the funds into your account after closing.
Keys at the Property
If you’re buying, your keys will be left in a lock box at your new property. If you’re selling, simply leave your keys behind. If refinancing, we’ll deposit funds into your account electronically.
Home Closing Made Simple
Sign anytime, anywhere. Virtual video closings make our process safe and convenient
Experienced team on your side to resolve any issue that may arise in your real estate transaction
We keep you updated at every step of your transaction by email or text
No legalese. Just human language you can understand
Our passionate team is highly responsive and proactive to ensure you have a smooth closing experience
The 80’s called. They want their fax machine back.
The 80s called. They
want their fax
machine back.
No faxes, no thick files with confusing paperwork. We’ve built advanced technology to provide you with a paperless, convenient, and secure closing process.
Virtual doesn’t mean you're on your own.
Our entire team is available to answer all your questions by phone, text or email. Even on evenings and weekends.
Pricing you can understand and anticipate.
Like you, we don’t like surprises and believe you should clearly understand the fees you’ll pay at closing.
That’s why we’ve made our pricing simple and transparent.
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Check the boxes that apply to you
Your all-inclusive legal fees for a standard purchase
$999 + HST
What's extra on top of this fee?
Title Insurance Premium
$475 + HST (estimated)
Government Registration Fee
$162.50
Toronto Municipality Admin Fee
$89.84
Land transfer taxes *
$0
Toronto Land Transfer Tax
$0
Other Disbursements (If Applicable): Govt. Document Registration Fees, Fees Charged By Govt., Teranet Fees, Software Fees, Costs Of Condo Status Certificate And Lawyers Creditor's Letters.
* Land transfer tax may include rebates for first time buyers. Government eligibility rules apply (details here)
Estimated total closing costs
$1,511.50 + HST
HST applicable to legal fees, title insurance and disbursements
What's included in our legal fees:
- One Free Virtual signing appointment at a time and place of your choice.
- A dedicated Home Closing Assistant throughout the process
- Review of Purchase and/or Sale Agreements
- Preparation of legal documents for closing
- Review of insurance
- Review of documentation for your first mortgage
- Prepare first mortgage documentation and instructions
- Arranging Title Insurance
- Review of Status Certificate, if applicable
- Review of Title Search documents
- Additional search prior to closing
- All internal disbursements such as photocopying, faxes, couriers, etc.
What's not included in our legal fees:
- HST and other applicable taxes such as land transfer taxes
- Registering additional mortgages, beyond a first mortgage
- Title insurance
- Government fees for registration or municipal levys
- Teranet fees
- Software fees
- Cost of Status Certificate, if applicable
- Investment property matters
- Occupancy closings
- Late or last-minute files (under 5 business days from closing)
- Additional signing appointments (beyond the one included)
- Bridge Loans
- Corporate Searches, if needed
- Processing lender instructions where additional work is required
- Review of separation agreements
- Payouts conditional by lender
Your all-inclusive legal fees for a standard sale
$899 + HST
Includes your legal fees, one virtual signing and internal disbursements.
What’s extra on top of this fee?
- Government Registration Fees, if applicable ($150+HST in most cases)
- Extra fees for discharging more than one mortgage or a private mortgage
Other Disbursements (If Applicable): Teranet Fees, Software Fees, Wires.
What's included in our legal fees:
- One Free Virtual signing appointment at a time and place of your choice.
- A dedicated Home Closing Assistant throughout the process
- Review of Purchase and/or Sale Agreements
- Preparation of legal documents for closing
- Discharge first mortgage
- Direct deposit (one cheque)
- Payout of real estate commissions
- All internal disbursements such as photocopying, faxes, couriers, etc.
What's not included in our legal fees:
- HST and other applicable taxes such as land transfer taxes
- Discharging additional mortgages, beyond a first mortgage
- Government fees for registration or municipal levys
- Teranet fees
- Investment property matters
- Bridge loan payouts
- Review of Separation agreement
- LSO Transaction Levies
- Software Fees
- Banking and wire fees
Your all-inclusive legal fees for a standard refinancing
$899 + HST
Includes your legal fees, one virtual signing and internal disbursements.
What’s extra on top of this fee?
- Additional fee for more than one mortgage payout
- Additional fee where some lenders require additional work
- Additional fee for more than one unsecured creditor payout
- Additional fees and title insurance for private mortgages
- City of Toronto fee, should a title transfer be required
- Software Fees
- Bank Wires
- Lender title insurance policy
